Found this speaker setup on sale today that I might just pull the trigger on now before they are gone.
Pioneer SP-BS21 $40 a pair
Pioneer SP-C21 Center Channel $50
Pioneer SW-8 100W Powered Subwoofer $70 or the Polk Audio PSW Series PSW10 $80(I have only had downfiring subs in the past but the polk has a lot of good reviews)
So, 40+40+50+70=$200 for what seems like a really good speaker setup
Then I could get that used rcvr and have money left over for speaker stands and wire or get a new one for $200ish
Think I read on here that these Pioneers are pretty darn good especially compared to the boxed systems in my price range.