That's a loaded question - a budget is a budget (sorry - I'm in finance). I'm not saying purchase outside of your comfort zone or means, but make a long-term plan. You had said that you fired one of the speakers up with it sitting on the floor - anything you do now with that speaker should be an improvement. However, you may want to search for in- ceiling speakers that are fully enclosed. I'll see if I can send some examples, but they are more expensive and may be an option for you in the future.
My set up
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