I might be moving to Vancouver-BC area(?) - Page 2 - AVS Forum
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post #31 of 89 Old 06-26-2014, 01:09 AM
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Vancouver is an absolutely beautiful place...to visit. There are far too many people for my liking. Sure, you can drive an hour or two to get to great hiking/camping/skiing. Guess what? Every one else in Vancouver is willing to do the same damn thing and it's still busy within a two hour driving radius of Vancouver! People can't afford to live in the city, so more development happens in the burbs and bam, within a few years your burbs commute goes from an hour to an hour and a half because everyone else is moving out there as well.

I love the place, though. If you have a home with land, you don't even have to have a brain to make something grow, just plant it and it happens. Everything is so green there, the food is fantastic, the seawall, the mountains. Yep, it deserves to be one of the most beautiful cities. Just don't live there unless you're making fat stacks of cash - you can do better elsewhere.

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post #32 of 89 Old 06-26-2014, 01:19 AM
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Easy to say live elsewhere when you have a job that translates to sweet small town. Many don't and with seniority its tough.
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post #33 of 89 Old 06-26-2014, 08:29 PM - Thread Starter
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Interview is lined up for next week sometime if all goes to plan.

100k starting wage, plus benefits.

I have no misc debts:
-car payments (paid in full)
-student loan (paid in full)
-credit card debut (none)
-mortgage (working on it)
So my yearly operating expenses are only $7000 per year for being a smart cookie,
subtract the taxes, that leaves me with almost 50k of disposable income; and a net worth increasing at a rate of 60k per year (which will grow even faster if I invest it wisely).
Not too shabby for someone who sits on their butt all day long... LOL

I think my previous employer kinda shot themselves in the foot for letting me go; their loss not mine...

If there is one thing I've learned, this that businesses don't ACTUALLY care for their employees. So you might as well sell out to the highest bidder.
They pretend to, because HR and the law says there is minimum standards to be enforced ("we value our employees... blaa blaa" & min wages etc etc), but when it comes down to the brass-tacks you are just seen as a number and a money pit.
Maybe I've just had a load of bad employers, but I haven't ever seen any ACTUAL loyalty from any of them; so I don't give none back. (What goes around, comes around.)

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post #34 of 89 Old 06-26-2014, 08:41 PM
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If you're making 100k a year you'll be paying between 35-40% personal income tax, trust me I know


Where would your office/work be located?
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post #35 of 89 Old 06-26-2014, 08:55 PM
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That 7k operating expenses will double here for groceries and stuff. But 100k will be nice . just meet a good Canadian girl and your set
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post #36 of 89 Old 06-27-2014, 01:06 PM - Thread Starter
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Quote:
Originally Posted by jbrown15 View Post
Where would your work be located?
It's in Burnaby. Interview is on Monday.

I need to save $60,000 so that I can complete my theater, and still be where I need to be financially.
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post #37 of 89 Old 06-27-2014, 03:29 PM
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Quote:
Originally Posted by jbrown15 View Post
If you're making 100k a year you'll be paying between 35-40% personal income tax, trust me I know


Where would your office/work be located?
It's actually 43.41% on 100K , anything over $126,250 a year and you get the maximum 46.41%.

My wife has a medical corporation and we have to go though it all the time and to pay the least amount of taxes. Thank god we have a financial planner and a great accountant! Once you start getting into all the investments, it juts makes your head spin. lol

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post #38 of 89 Old 06-27-2014, 08:00 PM
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Quote:
Originally Posted by BassThatHz View Post
Interview is lined up for next week sometime if all goes to plan.

100k starting wage, plus benefits.

I have no misc debts:
-car payments (paid in full)
-student loan (paid in full)
-credit card debut (none)
-mortgage (working on it)
So my yearly operating expenses are only $7000 per year for being a smart cookie,
subtract the taxes, that leaves me with almost 50k of disposable income; and a net worth increasing at a rate of 60k per year (which will grow even faster if I invest it wisely).
Not too shabby for someone who sits on their butt all day long... LOL

I think my previous employer kinda shot themselves in the foot for letting me go; their loss not mine...

If there is one thing I've learned, this that businesses don't ACTUALLY care for their employees. So you might as well sell out to the highest bidder.
They pretend to, because HR and the law says there is minimum standards to be enforced ("we value our employees... blaa blaa" & min wages etc etc), but when it comes down to the brass-tacks you are just seen as a number and a money pit.
Maybe I've just had a load of bad employers, but I haven't ever seen any ACTUAL loyalty from any of them; so I don't give none back. (What goes around, comes around.)

-My 2 cents
There is no way, you will be able to put away 60k a year on a 100k salary. Taxes alone will take you down to 60k. Then you have a mortgage, insurance, gas, food, utilities and entertainment.

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post #39 of 89 Old 06-27-2014, 08:12 PM
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Originally Posted by N8DOGG View Post
It's actually 43.41% on 100K , anything over $126,250 a year and you get the maximum 46.41%.

My wife has a medical corporation and we have to go though it all the time and to pay the least amount of taxes. Thank god we have a financial planner and a great accountant! Once you start getting into all the investments, it juts makes your head spin. lol

Maybe its a provincial thing, because I only paid about 37% for 2013, and the year before I was just under that mark and I only paid about 33% income tax.
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post #40 of 89 Old 06-27-2014, 08:13 PM
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Quote:
Originally Posted by BassThatHz View Post
It's in Burnaby. Interview is on Monday.

I need to save $60,000 so that I can complete my theater, and still be where I need to be financially.

My office is in Burnaby.
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post #41 of 89 Old 06-27-2014, 08:14 PM
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Quote:
Originally Posted by AV Science Sales 5 View Post
There is no way, you will be able to put away 60k a year on a 100k salary. Taxes alone will take you down to 60k. Then you have a mortgage, insurance, gas, food, utilities and entertainment.

LOL.... he's not going to making 100k and paying 60k in income tax...lol
That would be crazy!...lol


Scratch that as Donny pointed out that clearly I can't read correctly...lol

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post #42 of 89 Old 06-27-2014, 08:25 PM
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Originally Posted by jbrown15 View Post
LOL.... he's not going to making 100k and paying 60k in income tax...lol
That would be crazy!...lol
Need some remedial reading jb. His math is right. He will lose 40k
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post #43 of 89 Old 06-27-2014, 08:28 PM
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Need some remedial reading jb. His math is right. He will lose 40k
LOL.....haha what an idiot I am..lol SMH moment.
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post #44 of 89 Old 06-27-2014, 08:29 PM
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LOL.....haha what an idiot I am..lol SMH moment.
Just teasing u... Your usually spot on.
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post #45 of 89 Old 06-27-2014, 09:16 PM
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Originally Posted by jbrown15 View Post
Maybe its a provincial thing, because I only paid about 37% for 2013, and the year before I was just under that mark and I only paid about 33% income tax.
Ya it could be, Last year I was at 43% lol Dammit!!!

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post #46 of 89 Old 06-27-2014, 09:41 PM - Thread Starter
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I used an online calculator and it told me this:


Also... since it will only be 6 months of this fiscal, it won't be the full amount of taxes or income.
In 2016 when I pay 2015, then it will be the full 25k (assuming the rates don't go higher, LOL!!!)


Death and Taxes... no matter how you slice it, it will be painful! (Bend over and take it)
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post #47 of 89 Old 06-28-2014, 08:37 AM
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Shouldn't you worry about this stuff after you get the job offer? It seems like the cart is in front of the horse.
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post #48 of 89 Old 06-28-2014, 09:04 AM
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There is no way you are going to save half of your gross income anywhere in Canada. 100k a year living in BC would be equivalent to making a lot less staying where you are.

Everything is more expensive in Canada. No shipping packages from coast to coast for 20 bucks.

To fill up my truck lately at the retarded prices we pay for gasoline in Ontario costs me $173.76 from empty. If I drive it through the winter I spend on average $400 a month just on gasoline.
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post #49 of 89 Old 06-28-2014, 06:00 PM
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Originally Posted by michael hurd View Post
There is no way you are going to save half of your gross income anywhere in Canada. 100k a year living in BC would be equivalent to making a lot less staying where you are.

Everything is more expensive in Canada. No shipping packages from coast to coast for 20 bucks.

To fill up my truck lately at the retarded prices we pay for gasoline in Ontario costs me $173.76 from empty. If I drive it through the winter I spend on average $400 a month just on gasoline.
That is right at what my wife spends in a month for gas here in the US and that is mostly just taking the kids here and there everyday. It is a 30 mile round trip to take the kids to school. So a school day has a drop off, pick up, take to soccer, drive home, drive back to pick up after soccer and then drive home. So nearly 100 miles a school day, if she does not go anywhere herself.

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post #50 of 89 Old 06-28-2014, 07:53 PM
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I guess it really depends on what you drive, I have a Volkswagen Touareg TDI


Shameless vehicle pic



And I drive about 3000km/1800miles a month and it only costs me around $450 a month in gas, and that's a lot of driving.
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post #51 of 89 Old 06-28-2014, 07:59 PM
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I have a Volkswagen Touareg TDI and I drive about 3000km/1800miles a month and it only costs me around $450 a month in gas, and that's a lot of driving.
I'm very surprised by this.
I drive a V8 4.6liter Engine (Hyundai Genesis) and doing 3000KM costs me LESS than $450. (Highway Driving of course)

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post #52 of 89 Old 06-28-2014, 08:32 PM
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Fatshaft, keep in mind that I only drive about 40% highway driving and the Touareg is one of the heaviest mid-size SUV's on the market. It weighs over 700lbs more then your Genesis, and having 22" rims on it doesn't exactly help with the gas mileage either....lol
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post #53 of 89 Old 07-25-2014, 06:01 PM - Thread Starter
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Quick Status Update:

There is a very good chance I will be working for EA Games soon.
Already gone through one interview, passed that, and now they have sent me a programming-challenge... which I'm currently in the process of coding (that's going well), final interview probably on ~Tuesday.

This is very big news for me... I think this is the-one!
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post #54 of 89 Old 07-25-2014, 06:24 PM
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Quote:
Originally Posted by BassThatHz View Post
Quick Status Update:

There is a very good chance I will be working for EA Games soon.
Already gone through one interview, passed that, and now they have sent me a programming-challenge... which I'm currently in the process of coding (that's going well), final interview probably on ~Tuesday.

This is very big news for me... I think this is the-one!
Cool dude! I hope it all works out for you.

Mike
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post #55 of 89 Old 07-25-2014, 11:01 PM
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Quote:
Originally Posted by BassThatHz View Post
Quick Status Update:

There is a very good chance I will be working for EA Games soon.
Already gone through one interview, passed that, and now they have sent me a programming-challenge... which I'm currently in the process of coding (that's going well), final interview probably on ~Tuesday.

This is very big news for me... I think this is the-one!
Congrats on the possible job! Although you should know, EA was voted worst company in NA for 3 years in a row and you will be hated by 90% of all gamers. Although those stats are from gamers

Blasting brown notes for 10 years and counting!

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post #56 of 89 Old 07-25-2014, 11:12 PM
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Originally Posted by jbrown15 View Post
Fatshaft, keep in mind that I only drive about 40% highway driving and the Touareg is one of the heaviest mid-size SUV's on the market. It weighs over 700lbs more then your Genesis, and having 22" rims on it doesn't exactly help with the gas mileage either....lol
Using diesel in your TDI rather than gas might help with the mileage too
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post #57 of 89 Old 07-25-2014, 11:34 PM
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Using diesel in your TDI rather than gas might help with the mileage too
Oh ya for sure, the TDI gets almost 40% better fuel mileage compared to the 3.6L VR6 engine that comes in the Touaregs.
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post #58 of 89 Old 07-25-2014, 11:39 PM
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As a Vancouverite it's actually crazy how much I take things for granted, I've lived here all of my life and have also travelled all over Canada and the US and there's no where else I'd rather live. If you love the great outdoors Vancouver is the place to be, some of the best skiing/snowboarding/snowmobiling in the world is less then two hours away and some of the best mountain biking in the world is right in our backyard with the North shore mountains. Winters aren't bad at all, hell I've personally gone golfing on Christmas day! how bad can that be!....lol In the summertime you can find me ripping on my dirt bike or out wakeboarding on the lake!


I love to travel but I'm always glad to come home to Vancouver
Thank you for describing Oregon............Oregon one ups Vancouver, BC. We have a high plains desert......sand dunes to use your buggy! And the best steelhead fishing in the world! Put that in your pipe and smoke it!


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post #59 of 89 Old 07-25-2014, 11:52 PM
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Thank you for describing Oregon............Oregon one ups Vancouver, BC. We have a high plains desert......sand dunes to use your buggy! And the best steelhead fishing in the world! Put that in your pipe and smoke it!


Sand dunes aren't nearly as much fun as riding my dirt bike on our sweet mountain trails!....lol
And I'll take fishing for Salmon out in the ocean over river fishing for stealhead any day of the week.....lol


Here's one my buddy Rob caught two months ago.



Or how about some great sturgeon fishing, here's one my buddy hooked last week



The only good thing about Oregon is no tax when I go shopping there and all of your micro breweries!...lol
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post #60 of 89 Old 07-25-2014, 11:54 PM
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Thank you for describing Oregon............Oregon one ups Vancouver, BC. We have a high plains desert......sand dunes to use your buggy! And the best steelhead fishing in the world! Put that in your pipe and smoke it!


Best steelhead... My brother would disagree and he lives for fishing. Salmon, sturgeon, bc has best fishing in world.

You do have cool dunes in bandon. I love Oregon. We go every couple of years. Great place to live.
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