Nonono, lol. See that's what I always imagined too when I first heard about tab-tension, but they don't use any more holes than a regular rollup. The tension tabs are attached to a tight rope on both sides that is simply part of the screen and unrolls with it being pulled taught by the weighted bottom bar. You don't have to tighten it yourself or anything it just keeps the sides from curling. I'll admit that I've only seen ones that pull down from the ceiling, but there's NOTHING stopping them from being a pullup tripod one-piece like other pullups. I'm sure they exist in the way you need, they're just much mire expensive than a plain pullup because they last a very long time and require a little more to make.
I'm not sure if this shows up, if not, just do an image search for "tab-tension screen". It's easier to see than explain. First time I noticed one I had to ask the store clerk "is that what a tab-T screen is?".."huh, that's much better than what I thought they were."
Otherwise, getting a $50 TV floor stand and hanging a fixed-frame projector screen from that saves you from holes, prices and wrinkles. Though it'd block the curtains quite a bit.
The Sony and JVC are both quiet and have a lot of vertical lens-shift so you can basically mount them as high or low as you need to without problems. Many people prefer to mount as high as possible to keep it more out of site, but nothing says you have to. If you go with something cheaper like the Benq w1070, you'll need to mount roughly 1ft back for every 10" of diagonal at 16:9 (so about 12' back to get a 120" 16:9) and the lens will have to be about 10" above the screen's top (though a few cheap models need to be lower..the w1070 included) and you'll go a little higher if you go bigger than 120" 16:9.
You'll want to have your screen (or tv if you go that route) just high enough that your seated eyes are somewhere between 1/3 and 1/2 of the way up the screen..for example; your eyes are about 3ft from the floor when you sit and your screen is 5ft tall..you'll want it positioned 6"-16" off the floor so that 1/3-1/2 the screen is below 3ft. Most people go closer to 1/3 because that allows the screen to be a little higher and less likely to get blocked by a low table or ottoman. Try not to go higher than 1/3, it keeps your neck, head and eyes comfortable during longer movies.