Consider LS50s, as long as your room is not too big they can make a killer multichannel and HT system. A pair could hold you until you can afford to add more along with subs. Mini-reference I have been told.
Main Kef: Reference 205/2 & 202/2c, Surrounds: Kef XQ40, Velodyne Optimum 12, Integra DHC 80.3, Ayre K-5xeMP, Oppo BDP-103, Bryston 4Bsst2, Parasound Halo A31. Second B&W: 685 (3), CCM618, Def Tech Powerfield 1500, Onkyo TX-NR1008, Zone 2 Klipsch AW650.