I've decided to go 3.1 for now, I'm trying to make an educated decision on purchasing dipole/bipole or going with traditional surround.
Definitely going with an HSU sub. I'm thinking the HSU VTF-2 MK4 Subwoofer might be too much for my situation, maybe drop down to the HSU STF-2.
KEF and Ascend are pretty close in price. Ascend being new, versus KEF being refurb.
HTD and KEF have nice surround options. KEF offering a Dipole surround, while HTD offers a switchable Dipole/Bipole in level two/three.
KEF Q300 (Pair) and KEF 200c will run $799
Ascend x2 CMT-340 SE main, and CMT-340 SE center will run $838
Arx A2b x 3 running $627.
HTD Level THREE LRC runs $498.