insurance claim or not? - AVS Forum
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post #1 of 4 Old 07-10-2014, 04:26 PM - Thread Starter
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insurance claim or not?

I had a flood a couple months ago and my rtia5's were sitting in a couple inches of water for a little while.....while there is no way to test them, there doesn't appear to be in cabinet swelling or anything like that. I'm claiming my x4000 and some other things from the flood.
I'm looking to get some opinions on what others would do. I don't like the idea of my new a5s (6 months old) sitting in water and me just being OK with it....but I don't want to gouge my insurance either...there are many things we are just chucking w\o claiming because well, it didn't have much value...but the speakers....I don't like the idea of just being OK with it.
Thanks in advance
D
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post #2 of 4 Old 07-10-2014, 05:28 PM
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I would claim them. The cabinets may eventually swell.
Then you will be SOL. I wouldn't worry about gouging
Your insurance company. They are in the business of gouging
People. Yes, I speak from experience! My humble opinion.
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post #3 of 4 Old 07-10-2014, 08:39 PM
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Quote:
Originally Posted by grasshoppers View Post
I would claim them. The cabinets may eventually swell.
Then you will be SOL. I wouldn't worry about gouging
Your insurance company. They are in the business of gouging
People. Yes, I speak from experience! My humble opinion.
+1 on that!
This is why your are paying them.


Ray

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post #4 of 4 Old 07-10-2014, 08:52 PM
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Put it all down. Then a loss adjuster will come and push back. Then you Hire your own loss adjuster to get to a number you both dislike. Too high in their opinion. Too low in yours.

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