Audit13- Yes, I am using 5.1 with no SW. Two Infinity Beta 50s for the front, two Beta 40s for the rear and a center. Sound with the system is great, no issues there. However, when my wife was watching the DVD she didn't want the surround system on so I showed her how to change the HDMI output to TV. That was when we noticed no dialogue from the charcters in the movie.
BMaugans- My original post states that only the surround signal is playing through the TV which is background noise, sound effects, etc. Watching the movie, the actors are clearly speaking and other events are happening in the foreground such as doors opening and closing but it is not being delivered to the TV through the AVR's HDMI Monitor output. Surround channels are, front/center are not. It's like the AVR is only sourcing the surround signal to the TV and not the primary channels.