Just wait, your final cost will likely go up even more. Now that you've made a claim, watch what happens when you get your next home owner's insurance bill. Your bill will probably go up a couple of thousand dollars. I just had this happen myself. I would have been better off eating the loss than filing the claim. Once you file a claim, they try recouping their money with raised premiums.
5/24/11 at 11:54am