OSV... you rock!... and I feel a bit dumb at the same time.
That gamma link was really helpful. I checked it out and it looks like it is my monitor. I'm using a DELL2007FP @ 1200x1600x32 res... and after I started to tamper with the display menu (after over a year of owning this monitor), and then the NVIDIA display settings, I was able to adjust the video -really close- to what it is on the camera.
The positive is that after adjusting the brightness/contrast/gamma up by about .2 and most of all the "Digital Vibrance" to low or medeium (instead of none), then it started to look like the camera.
The negative is that after looking at the URL you gave me, it seems that my monitor is indeed messed up because my gamma settings are way off from what I think they should be at. At the same time, while the video looks good... everything else/desctop/etc is...well maybe a bit too vibrant.
Whatever the case, I think this tells me that the video itself is fine. It's accurate on the camera & accurate on my plasma (which are really bright compared to LCD anyway so that makes sense).
I don't know why I didn't tinker with the monitor settings to begin with... probably because I was ignorant to think that the monitor was fine.