Originally Posted by kirth
This is actually a violation of your store's merchant agreement with the credit card companies. As long as the card is signed, a store is not permitted to check ID as a condition of purchase, only compare the signature on the card with signature on the receipt. Look it up if you don't believe me. Where I live, a well-known electronics store got placed on probationary status with VISA over that very practice.
Straight from VISA:
"Although Visa rules do not preclude merchants from asking for cardholder ID, merchants cannot make an ID a condition of acceptance. Therefore, merchants cannot refuse to complete a purchase transaction because a cardholder refuses to provide ID. Visa believes merchants should not ask for ID as part of their regular card acceptance procedures. Laws in several states also make it illegal for merchants to write a cardholder's personal information, such as an address or phone number, on a sales receipt."
Credit cards are issued to you using THEIR money to purchase merchandise. Signing the credit card is in essence signing a contract. If a thief steals your card and sees that you wrote "see id" they are just going to go online where no ID at all is required. Just the sign the card and don't volunteer personal information by assuming the clerk is honest.
Here is what Visa recommends:
"How can I reduce my risk of identity theft?
There are a few basic practices you should follow to increase your card safety.
• Monitor your credit card and account statements online on a weekly basis.
• Report lost or stolen cards immediately and cancel all inactive accounts. When using your card at checkout, do not volunteer any personal information
. And this is where Best Buy crosses the line for customers who have a valid receipt.
What to watch for at retail stores
No matter how many times you’ve visited the same mall, you should still be careful when shopping at retail locations, so keep these tips in mind the next time you’re at the point of purchase.
• Do business with companies whose reputation and integrity
are already familiar to you. If you feel pressured into acting before you’re ready to buy, trust your common sense and take your time.
• Find out the store’s return and exchange policy before you hand over your Visa card. If you have questions that the sales staff can’t answer, consider holding off until you have all the information you need to make an informed purchase.
So this is where Best Buy falls completely short: trust, integrity and reputation. Even store managers plead ignorance. This new tracking system assumes you are committing fraudulent acts by returning anything for any reason, and then, most importantly tracking purchases across other secretly participating retailers.
If this trend continues I will go back to cash purchases, as all the original benefits and conveniences of charging are rapidly disappearing.