Fuzz, I can tell you, and I'm guessing Dennis and others will side with me on this but those priorities don't change much. The difference is that as we grow older our tastes become more refined so that hangovers and STD's are more easily avoided.
In 1979 or 80 at the same age as Jared I bought my first 'good' speakers (a step up from Radio Shack), a pair of Yamaha NS-1000 that cost me about $1000. With inflation, weakened dollar and the fact that my retirement plan is now a 4.01(k) this probably translates to about $700,000. I'm happy for the both of you that you can make quality audio a priority at your age, that you are starting young enough to really enjoy things that matter. Seriously, congrats to you.
hehe, im only 27 here... it gonna cost me a *** load of money before i can buy a step higher of the phils... specially with my front stage being 3 x phils 2 , 2 x elemental design a7s-650 =)
A better pre/pro and amp probably a better purchase