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Thread Starter 
I have been looking online but AVS is the only forum I really trust but doesn't have a phone subforum. So I put this here, hope that is ok?

Anyone have any experience with 3rd party insurance?

I had to use my Sprint TEP plan with $100 deductible on my last phone and it certainly paid for itself.

But now am considering things like:

Securranty
SquareTrade
Worth Ave
Best Buy Geek Squad

Anyone have any real experience?

I don't need to be talked out of it. I know the down sides but I just refuse to buy used items as so many are stolen.

I'm planning on the whole family going with two HTC One's and a Moto X. We are moving from Sprint to Verizon.
Edited by eaadams - 10/3/13 at 6:11pm