Originally Posted by sourbeef
I had no idea my VISA card came with this kind of built-in insurance. Interesting to say the least.
That's right. In fact the major cards (amex, mc, visa, but not discover) will generally extend product warranties – even for goods you plan to give as gifts – as well as cover repairs due to accidental damage in some cases. And coverage is free. I would have used my Amex for that reason, however, the vendor I purchased my Panny from offered a 6 month no interest plan which I took advantage of instead of paying interest on the Amex and since I was buying an extended warranty anyway, I didn't need to take advantage of the extension offered by Amex.