Originally Posted by fletch999
You can use anything you want. But when you have a fire and there is non in-wall rated wires in the wall and your insurance adjuster voids your entire claim, it won't seem like a very cost effective move.
I have to disagree with this. Most homeowner's insurance that I've seen will cover you even in cases where you did your own work in an unsafe condition. I'm talking replacing fuses with pennies, running #18 zip cord for AC compressors, etc.
I would check your own policy to be sure, but I am sure that you are going to be surprised.
Also. depending on your local municipality, running non in-wall rated cable in the wall could make you fail an inspection that stops you from selling your house etc.
While this is true, it really doesn't matter one bit.
When you go to sell your house, take 3 minutes to pull the wire out, DONE!
. If you can't pull the wire out, cut it off and bury it, then spackle over the couple holes- 10 minutes tops.
In the end, I always recommend using in-wall rated wire just because it's considered "right". However, if you don't use it, it won't make a difference.