Ok, RE: Quad-core CPU -- I think I'm either going to chicken out, or come to my senses... depending on which side you are on.
I read some of the messageboards last night of people with the TT-120 cooler and a few people had some really high idle temps, requiring them to take their motherboard out multiple times for adjustments!

I know those might be isolated cases, but the fear that it either won't fit properly on the mobo and/or in the case -- or, more likely, I won't install it properly, gives me pause.
So now I'm thinking that my choice of the Quad CPU and wanting it at 3.2 might be too close to the eXtrEmE for me.

As it's been discussed in other threads, the need for Quad over Duo is questionable, and the extra heat it generates (not to mention minor cost) makes me think I might be better 2-core candidate?

So maybe I should stick with the stock cooling and not attempt to push the CPU. Or if there's an aftermarket cooler that reasonable in size and install, I'm for that. I just want an easy install that goes right the first time without too many things to worry about.
Thanks for the suggestions and ideas so far guys!!! ...still need a firm decision on a motherboard.