After weeks of agonizing over the HS20 and Z2. I've decided to go with the HS20 if I can find it for a great deal.
If you're an HS20 owner (or someone who got a great price quote) and got a really good deal on your HS20, please PM me with the name of the place where you bought your unit and how much you paid for it. I am looking to place my order within the next week.
Thanks for your help!!