Hasn't the FCC specified that cable companies are forbidden to scramble the signals from local stations? If you have trouble getting local stations with an antenna (or just don't want to install one), then a Fusion 3 card could at least provide all the broadcast networks over cable (assuming your cable provider reaches an agreement with the stations) which you should continue to be able to record to your hard drive. I can do fine at my current location with a Fusion 1 but a Fusion 3 might be a good idea for the future if I move to another less antenna friendly location.