Hey, I started with that much also and expected to get a decent 2.0 or something. You'll learn, like I did, that it will take a lot more than that for you to be happy. I figure if your here and asking for advice, then you must care about your equipment. That being said, you should start saving more like Johnsteph said. Your not going to find anything worthwhile at $200 for a 2.1. Not even a 2.0. Unless you find some CRAZY! deal on something then your missing the mark by quite a bit. If your impatient like me then it's going to be really hard to save and piece things together but I'm soo glad I didn't give in and buy crappy things or buy a HTIB. I started with buying a Yamaha 663, then Energy C-500's and then the C-C100, then the C-100's with stands, and later I'll get a sub. I only wanted to spend like $500 on everything but that budget is loong gone and honestly, when you piece things together and take your time and appreciate what you've done....it makes the budget not really stand out like you thought it would.
PS- If none of this pertains to you and budget means everything.....I'd suggest you leave this site b/c ITS BAAAAAD!!!! if you want to keep a budget hahaa.