I've recently purchased a Sammy 4677 from Fry's, but did not initially buy the extended warranty. I usually NEVER buy extended warrantys on my electronic purchases, and I've never regretted it(knock on wood). It's no secret it's a cash cow for the retailers. However, with a product this expensive, and with this type of relative new technology, I'm second guessing myself. I have til Tuesday to purchase. $199 for 3 yrs, $259 for 4 yrs, $329 for 5 yrs. My understanding is that this does not include bulb replacement. What do ya'll think?? Is this insurance policy worth it?? It kills me to potentially "throw away" money on these things, but should I do it in this case?? Thanks for any & all thoughts and opinions!!!