I have had the 95 for about 4 weeks and I have not had any problems so far. However, I have not burned any discs with it. I have only used the harddrive to record shows from my Samsung HDTV turner. Of course the recordings look great in both XP and SP modes. The TV guide works ok but only shows like an hour ahead per page, not far enough ahead to me. I have not been able to get the card reader to work with my pictures. Somone posted that it only works with jpegs from certain cameras. I have used the firewire input to record from my DV camcorder and works ok.