please trust me get it. Long story I will make short because I must post it every week here. I bought a Plasma and a 5 year Philips Priority service contract.2 years in the plasma died. Once the authorized service center confirmed the warranty company called and said they were sending a brand new one out ASAP. THe next day they said Philips does not make that model so they were sending out the new model.So they were sending ma a HD plasma because my Ed plasma died. The next he said that they were instead cutting me a check for $4,400 and I could pick out the plasma i wanted and I did. It was just a great deal. I just bought a Sharp LCD and got the same coverage it just makes me feel more comfortable. Even if you never use its there just incase.My coverage on my new Sharp LCD ends in 2009.Can't beat it,I have no worries.I say go for it.Anymore question please feel free to ask. J.H.