I'm about to order an AE100 from ********** and was wondering whether the double boxing and insurance is worth the money. If I bought the insurance ($24), does that mean that the unit will be replaced if it is damaged or lost in shipment? What happens if I don't get the insurance and the package is damaged? Would I lose my money and who would I have to deal with if this happens? I guess the double boxing will keep it from getting bounced around as much during shipping and maybe I wouldn't necessarily need the insurance. Any thoughts or experiences?