Well, its measured performance is greater than what you can provide with a CD. One option is to try it out and see. (Try to find a place that sells the cards with a 30 day money back option.) The HDSP-9632 that I've used is a friend's, so I haven't done extensive listening to it... however, on a Denon system, w/ older KEF floor standing speakers in the 4k range (what was around the office), its analog output sounded no different than its digital output. This leads me to think that the Denon may be the rate limiting factor here. I also listened to it on a system with some Maggie 3.6s, but not for long enough to really make a judgement, other than I could not fault the sound.
As for Digi96/8 v. HDSP-9632. The latter is newer and is supposed to have a better analog output stage. That said, you can probably pick the Digi96/8 up for a chuck less than the 9632.
The other issue with using it (or any sound card) connected directly up to an amplifier is that the volume control is performed in the digital domain... as opposed to analog with a preamp. If you aren't changing your volume levels much, it's probably not a big deal, but if you do, then you'll probably want a better volume control.
kiwi