I work for best buy and am about to purchase my first hdtv. It's a jvc 48" that I'm getting for a great price of course. anyway if I want to get it this week I have the money for the tv itself. Otherwise I could get the extended 4 year warranty for only $180 if i wait a couple weeks till i get the money. My question is do you think its worth an extra almost $200 for a tv that comes with a 1 year parts and labor so the $200 is really for 3 years? I need suggestions. I'm very impatient lol. Thanks guys!