Samsung Financing & Samsung Upgrade
When shopping for a new TV, the advertised price of a TV does not represent the total value of the deal. During a sale, if all else is equal, then the cost of financing as well as the price and availability of an extended warranty become factors to consider. If you are looking at Samsung QLED TVs, you might also consider Samsung financing.
When shopping for a TV on Samsung.com, there are two financing options available: Samsung Upgrade and Samsung Financing. Currently, both offer a 0% APR, so they do not add to the cost of the TV.
Samsung Upgrade is not unlike the plan most people opt for with their phone. You pay your monthly payment over time and after 24 months (out of a 36-month loan) you can upgrade to a TV of equal or greater value, and receive a credit for the existing TV.
Samsung Financing encompasses more straightforward loans. Advertised deals include 0% APR for 24 or 36 months with “equal payments” as well as financing from 6 to 24 months with “no interest if paid in full” – the loan term varies depending on the price and offer, but the crux of it is Samsung offers interest-free financing as well as the option of a 24-month upgrade cycle.
Click here to see Samsung’s 2020 4K & 8K QLED TVs, its stylish The Frame, and other 4K options.
Extended Warranty – Samsung TV Premium Care
Extended warranties are insurance, you pay extra to buy peace of mind. Samsung offers two packages of TV Premium Care, covering 2 years and 4 years respectively.
If you are on a 2-year upgrade plan, a 2-year Premium Care plan makes sense. If you plan to pay off a TV (right away, or with interest-free financing) then a 4-year plan offers more security for a TV you plan to keep. Of course you can always pocket the money instead of buying a protection plan, and hope for the best. The point is extended warranties are optional insurance so it’s up to each buyer to decide if it’s worth the extra money.
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